Benton Nissan Provides Sub-Prime Financing Assistance

Benton Nissan is here to assist with your car loan inquiry, contact us to explore the bad credit car loans that are available to your unique credit rating today. Our Nissan dealership in Oxford, Alabama is proud to provide 100% guaranteed finance approval to drivers in the area so don't put off your search for a new or used vehicle any longer, visit our finance department team today!

What Factors Are Considered When Applying For A Loan?

If you're a first-time car buyer that has never gone through the loan process before, it can seem daunting at first. Allow the professionals of Benton Nissan to explain the steps involved and to go over our credit application. Once we have your information in hand, we'll run a credit check and review where your rating falls on the credit spectrum. Our dealership works with many different credit lenders so that we can be sure we provide you with an array of viable options to choose from. Together with our lenders we'll review:

Your Unique Credit Rating

Our lenders will be curious to know where you stand financially and our dealership will go over your score, highlighting your financial strengths. Use our website to send over your completed application today or make the short trip over to our conveniently located new and used Nissan dealership to sit down with a Benton Nissan representative today.

Your Past Financial Records

Benton Nissan will review your financial records and go over any repossessions, divorces, foreclosures, and bankruptcy filings that you have dealt with. Don't let a credit mistake in your past affect your financial future indefinitely, team up with Benton Nissan to get your credit score back on track!

Your Debt-to-Income Ratio

Your debt-to-income ratio, simply put, is your ability to pay a loan amount back over the set period of time your loan specifies. Benton Nissan has you covered; we'll negotiate credit terms that leave you with the ability to pay without stretching you financially.

The Type of Nissan You're Interested In

Generally speaking, pre-owned vehicles have "friendlier" credit terms over brand new ones. No matter what you're interested in, a brand new Nissan Rogue or a pre-owned Altima, our team will work diligently to ensure you're being presented with many different affordable loan packages.

Apply For A Loan At Benton Nissan Today

Once we have your completed application and have negotiated with our lenders, we'll contact you to go over our findings. Our dealership is concerned for your well-being and will only present you with options that fit within your budget. Benton Nissan has helped many drivers secure the new or pre-owned ride they've always wanted, and we can't wait to contact our many lenders on your behalf and get you on the road behind the wheel of the Nissan 370Z that has captured your attention.

Our friendly team understands that credit scores can be hard to maintain and we won't hold past credit problems against you; instead, we will work to rebuild your score while getting you into a reliable mode of transportation! Contact Benton Nissan to get started now!

Rebuild Your Credit Now